PERSONAL LOAN

Personal loan details and benefits If you have a FICO credit score of 660 or above - or higher if you aren't a current lendbitfederal Bank customer - a personal loan could be right for you. All loans are subject to credit approval.

As low as 5.99% APR1 If you're a Lendbitfederal Bank customer, you may borrow at least $1,000 up to $50,000. Not a lendbitfederal Bank customer? You may be able to borrow up to $25,000.

If approved, you'll pay the same amount every month for a term of 12 to 84 months (maximum 60 months for non-customers), with a fixed annual percentage rate (APR), ranging from 5.99% to 18.49% APR.

Quick funds for all your needs You can use a personal loan for any purchase or product.

This one-time funding can help cover vacations, home renovations, medical bills or consolidating debts.

No hidden costs or fees When you take out a personal loan, you'll pay no origination fees and there is no prepayment penalty.

You're always free to make loan payments in advance, in part or in full.

No collateral required A personal loan is unsecured, meaning you don't need to put up your house or car as collateral.

This may be a good option if you lack equity or don’t qualify for a home equity loan or line. No home inspection or appraisals A personal loan doesn't require your home as collateral.

You could get a loan for your project within hours. Easy application process Get quick access to funds with our easy and secure online application process.

Applying for a personal loan only takes a few minutes and is issued based on your creditworthiness.